Articles Posted in Car Accidents

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Sexual Abuse Lawyer

David Abels, Car accident Lawyer

Many statistics-gathering entities separate car accident stats by the type of vehicle, type of driver and the cause of an accident. Safer-America pulls raw data from the National Highway Traffic Safety Administration, Federal Motor Carrier Safety Administration, and other agencies. It then uses that data to create a comprehensive report of vehicle accident statistics.

Accidents may involve one vehicle, multiple vehicles, cars against motorcycles, cars against trucks and even cars against pedestrians. Sometimes the accidents are divided by age groups, but the most common age groups mentioned separately are teen drivers and elderly drivers. If you are injured in a car accident, contact a car accident attorney at Abels & Annes as soon as possible.

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Illinois car accident victims who seek compensation from the insurance company representing the party who is legally responsible for their injuries may find that all of the damages they suffered are not covered by the at-fault driver’s insurance policy. For this reason, all Illinois drivers are required to carry underinsured motorist protection coverage, which is used to compensate an injured party for their losses which exceed the policy limits of the other driver. A case recently decided by the Appellate Court of Illinois demonstrates some important issues that arise for injured drivers attempting to make an underinsured motorist claim to their own insurance company after an accident.

The plaintiff in the recently decided case was a man who was involved in two auto accidents in the fall of 2010 and suffered injuries from each crash. Neither accident was the plaintiff’s fault, and he made insurance claims with the companies who covered the other drivers, and was awarded the policy limit amount for each claim, which was $20,000 for each accident. Although the insurance companies paid out the policy limits and had fulfilled their obligation to the plaintiff, he still claimed that he suffered damages in excess of the amount he was paid, and made a claim with his own insurance company to collect additional damages under his own underinsured motorist bodily injury protection policy.

The plaintiff’s initial claim against his insurance company was referred to arbitration, which is an out of court proceeding where each party submits their case to a panel of arbiters, who are licensed attorneys in Illinois who have been additionally licensed to rule at arbitration proceedings. At arbitration, the plaintiff argued that he suffered a total of $45,000 in damages from the two accidents, and was entitled to such an award from his insurance company under his underinsured motorist protection policy. The arbitration panel agreed with the plaintiff and awarded him $45,000.

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Causes of Car Accidents Sometimes car accidents are just that—accidents. Mechanical malfunction or a medical emergency are actions the driver cannot control. Other times, drivers’ actions cause accidents. Depending on the type of accident and what you are driving, you could suffer minor injuries, catastrophic injuries, and even death. If you suffer injuries in a car accident, contact a vehicle accident attorney in Chicago.

If You Are in an Accident

First, if you do get in a crash, whether it’s your fault or not, take these steps if possible.

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drunk uber driver - uber car accident lawyer - abels and annesWere you injured in an Uber while the driver was drunk?

Under Illinois law, it is against the law to drive with a blood alcohol concentration (BAC) of .08 or more. In fact, it is against the law to drive under the influence of alcohol generally, so it is possible to face DUI charges with a BAC of less than .08. Of course, these limits apply everyone on the road – including people who drive others for money.

What is Uber and Lyft and How are they Affecting Society?

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medical marijuana card illinois - abels and annes - personal injury lawyers

Driving While High is Still a Crime in Illinois

Medical marijuana became legal in the State of Illinois on January 1, 2014. However, it is important to note that Illinois law applies strict regulations for using medical marijuana, especially when it comes to driving under the influence of marijuana.

Driving while drunk or drugged can significantly alter the driver’s perceptions and reaction times, leading to serious accidents and catastrophic injuries. If you have sustained injuries in a motor vehicle accident caused by a drugged driver, a lawyer can determine whether or not you are eligible to recover monetary compensation. The personal injury lawyers at Abels & Annes, P.C. may be able to represent you in your case and help you obtain the compensation you deserve.

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Unfortunately, car accidents are a common occurrence. On average, a driver will have a car accident once every 18 years or so. Some accidents are minor, but many are catastrophic. In 2017, there were 34,247 fatal motor vehicle crashes in the United States. Of these, 1,005 fatal crashes happened in Illinois, and 133 happened in Chicago. These statistics are alarming. Drivers who are distracted, under the influence of alcohol or drugs, or driving recklessly cause many of these serious or fatal accidents. Car accidents are always traumatic, even if the accident was not your fault.  In any event of a car accident reaching out to an experience car accident attorney can help you determine your options. 

Insurance Requirements in Illinois

In Illinois, registered vehicles must be insured with the following minimum limits:

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drunk driver on Chicago road - dui injury attorney in Chicago Illinois - Abels and Annes

Drunk Drivers Can Cause Serious Injuries on Chicago Roads

A drunk driving accident is a tragic event that Mothers Against Drunk Driving calls the “most frequently committed violent crime in America”. It seems that each new day brings another disturbing news story about the repercussions of getting behind the wheel after a few drinks. Drunk driving statistics help illustrate just how prevalent drunk driving accidents are in Chicago and across the US; but they also demonstrate how a drunk driver can cause injuries that could affect a DUI accident victim for the rest of their life.

10 Drunk Driving Accident Facts: Statistics that Result in Injuries

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rear end accident injury - car accident attorneys at abels and annes

Rear-end Accidents are Serious Incidents that can Cause Serious Injuries

According to a report from the National Highway Transportation Safety Administration, rear-end crashes are the most frequently occurring type of collision. About 29 percent of all car crashes are rear-end collisions. These crashes result in a substantial number of injuries and fatalities each year.

In fact, roughly 1.7 million rear-end collisions take place in the United States each year. Of these nearly 2 million accidents, about 1,700 people die and another 500,000 are injured in the crashes. These numbers constitute a significant portion of highway accidents, injuries, and fatalities.

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Chicago intersection from above - Chicago car accident at intersection - Chicago car accident injury attorneys - Ables and AnnesChicago Has Lots of Intersections, and They All Possess a Special Kind of Danger

Driving a car means passing through some type of intersections, on average, every couple of minutes. And quite frankly, intersections are dangerous as they are a hotspot for car accidents. Intersections are busy places—cars are passing straight through perpendicular traffic or making left or right turns, all supposedly timed and organized by traffic signs or signals. Meanwhile, pedestrians are crossing the streets in various directions, all coordinated by different pedestrian signals. All this activity is a clear recipe for collisions, which are quite common in intersections.

In fact, the National Highway Traffic Safety Administration (NHTSA) specifically studies the causes of intersection crashes and publishes reports on its findings. These reports by the NHTSA have found many interesting statistics, including:

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Car accidentAs a Chicago car accident lawyer, I’m often asked what a car accident case is worth and what determines the value.

Short answer:

  • Liability;
  • Insurance; and
  • Damages

This is not an all-inclusive list, but in my opinion these are the big three.

Liability:  Good Facts Win Cases

Liability, meaning who’s at fault? Which driver caused the accident? Is it easy to determine fault, or is liability contested? Liability is very important. You don’t need to be totally free of negligence to pursue a claim, but it’s a lot easier to prosecute a case if it’s clear the defendant caused the accident.

For example, normally a rear-end accident is a much easier case to pursue than a contested “he said, she said” red light case. A drunk driver crossing the centerline is a better case than trying to figure out who had the right away coming out of a four way stop sign. It’s always better to have good facts on your side.

Great Auto Insurance Helps

Quality auto insurance is very important. There are good auto insurance companies, middle of the road, and substandard carriers. Continue reading →