If you have suffered injuries in an accident that was another person’s fault, you have the right to seek compensation for a wide variety of losses you may incur. In many cases, the first step to seeking such compensation is to file a claim with the liable party’s insurance company. If you were injured in a car accident, you would file a claim with the negligent driver’s auto insurance company. If you slipped and fell at a store, you would file a claim with the store’s property insurance company, and so on.
Many people consider the insurance claim process to be less complicated than personal injury litigation; however, many issues can occur in any type of insurance claim. It is important that you seek assistance during the claim process from an experienced insurance attorney at Abels & Annes in Chicago.
Evaluating Your Claim
In order to know how much compensation you deserve, you must be aware of the full value of your losses. Many people simply add up their medical bills and assume that the total should be the value of their claim. Yet you can also seek compensation for other losses including future estimated medical costs, lost wages, future lost wages, and more. Our attorneys know how to make these complicated calculations to ensure you know what your claim should be worth.
The Claim Assessment Process
Your claim file will be assigned to an insurance adjuster—who first and foremost works for the insurance company. Adjusters are generally expected to limit the company’s liability whenever possible. So, while it may seem like they are simply confirming your losses, they may actually be gathering information to justify limiting or denying a payout.
By having an experienced Abels & Annes attorney act as the sole communicator with the insurance adjuster on your behalf, you can trust that we will say the right things to maximize your claim assessment instead of giving the adjuster any information that could be used against you.
Fighting for the Settlement You Deserve
Once you receive an offer for a settlement, it is absolutely critical that you have an attorney who understands how to review and negotiate settlement offers. Many people simply accept the first offer without realizing that it is grossly inadequate or that they have the right to stand up for the amount they truly deserve. Our legal team knows how to analyze the sufficiency of a settlement offer and skillfully negotiate with the insurance company for the full amount you deserve.
Call Our Chicago Personal Injury Attorneys Right Away After an Injury
The insurance process is often much more complex than you may initially think. Instead of taking your chances with so much on the line, you should immediately call the law office of Abels & Annes. If you have a case, our Chicago insurance dispute lawyers can handle every aspect of your insurance claim so you can rest assured that you receive as much as possible. To learn more, please contact us at 312-924-7575 for a free consultation today.