Travelers Insurance Claims
Travelers Insurance provides insurance for a wide range of different types of personal property: homes, vehicles, boat, and more. Unfortunately, you may find delays or difficulty in processing your Travelers Insurance claim. No matter what type of claim you're filing with Travelers Insurance, we're here to help. Contact Abels & Annes today at (312) 924-7575 to learn more about how we can help you negotiate your Travelers Insurance claim.
What Are Common Travelers Insurance Claims?
Travelers Insurance covers several different types of property. The company offers homeowner insurance, renter insurance, insurance on motor vehicles, and insurance for boats, yachts, and other leisure vehicles. Common claims include:
Property damage. If you insure your home through Travelers Insurance, they're the first line of defense for handling any property damage claims. It's important to check the terms of your homeowners insurance policy or your renters insurance policy to discover what it covers, including flood damage, fire damage, and damage from high winds or tree limbs during a storm.
Auto accidents. Auto accidents can lead to a significant insurance settlement, depending on the conditions of the accident. When you're involved in an auto accident with a vehicle covered by Travelers Insurance, you can expect coverage for:
Property damage: damage to your vehicle or to another vehicle that you were liable for damaging as a result of your accident. Were you responsible for the accident? If so, your vehicle coverage depends on a comprehensive insurance plan with Travelers Insurance. Was the other driver at fault? The other driver's liability policy should cover your property damages.
Medical bills: if you were injured in an accident with an individual who carries Travelers Insurance, Travelers Insurance may be responsible for paying for your medical bills. This includes the current cost of your medical bills at the time of the settlement as well as the medical bills that can reasonably be anticipated after your settlement.
Lost wages: Were you out of work as a result of the accident, especially if you were out of work for an extended period of time following significant injuries? If so, Travelers Insurance may help cover those expenses.
Pain and suffering: The injuries from your accident will determine how much you receive for pain and suffering. For example, you may receive a larger settlement if you sustain permanent or long-term injuries in the accident.
Funeral and burial expenses: If someone you love died as a result of an accident with someone who carries Travelers Insurance, you can reasonably expect payment for funeral and burial expenses.
Whether you're dealing with a homeowner's insurance claim or a boat accident claim, there are several common obstacles you may encounter while processing your insurance claim. In many cases, working with a lawyer can be the most effective way to work through a complex claim, and help ensure that you receive proper compensation. Common challenges include:
Claim denial by implying or stating that it is outside your policy. Claim denial is particularly common with damage to your home: insurance adjusters may try to claim that your damage isn't covered under the terms of your policy. Fully understanding your policy or working with a lawyer can be the most effective way to ensure you get the compensation you need.
Delaying your claim. Significant delay in the claims process can leave you unable to pay necessary expenses or struggling with other issues while awaiting a resolution.
Denying fault. Whether you were at fault for the accident. or you're dealing with Travelers Insurance after an accident caused by a driver they cover, Travelers Insurance may attempt to deny fault in the accident. Insurance companies may provide evidence that suggests their driver was not at fault for an accident or show other factors that could have contributed to the accident.
Offering a lower settlement than you deserve. Your insurance settlement helps cover your expenses related to an incident, whether it's damage to your home, person, or your vehicle. In some cases, Travelers Insurance may provide you with a settlement offer that is less than you anticipated; significant disputes can mean you may not have the funds in hand to properly account for your expenses. Working with a lawyer can be the most effective way to determine how much you should expect and increase the odds of reaching an agreeable settlement.How Much Will a Lawyer Cost Me?
Hiring a lawyer shouldn't be the most expensive part of your claim. When you work with us, we'll set up a free consultation to learn more about your issues with Travelers Insurance. In many cases, we're able to accept clients on a contingent fee basis. Instead of collecting our fee up front, we only get paid when you obtain a judgment or settlement. This allows you to move forward with your life without worrying about how you're going to pay for a lawyer.Get Legal Help NowIf you've been struggling to deal with a Travelers Insurance claim, make sure you get the legal help you need now. Contact Abels & Annes online today or call at (312) 924-7575 to schedule your free consultation.