After a car accident, many people think they can just call an insurance company and receive a check in the mail. Generally speaking, that does not happen, and resolving a car accident claim can be significantly more complicated than that. The following are four things to know about this type of claim. For more specific information, please call our Chicago car accident attorneys for help.
1. Insurance often will not provide adequate coverage.
Even if premiums are paid and fault is clear, insurance companies try to limit liability whenever possible, and it is rare an insurer will offer the full amount you deserve. You should never try to handle an insurance claim on your own and should instead enlist the help of an attorney as soon as possible so he or she can take over the claims process for you.
2. The liable party is not always another driver.
While many car accidents are caused by the negligent errors of drivers, other parties may be negligent and cause car accidents as well. Such parties can include auto manufacturers for selling vehicles with defective parts or the government for failing to repair a dangerous road hazard.
3. You can recover for future losses.
The damages you can seek in a car accident claim are not limited to the expenses you have already incurred. Many injuries require ongoing treatment and may keep you out of work long after your claim is resolved. You have the right to seek recovery for future losses as well.
4. Your case may not go to trial.
While trials are popular on TV and in movies, only a small number of personal injury claims ever make it to trial. Instead, there are many ways a lawyer can work to obtain a favorable settlement for you and resolve the claim before it goes to court. Avoiding trial can save you time, stress, and money.
Our Chicago Car Accident Lawyers Can Help You
There are many things about car accident claims that are confusing and complicated. It is best to contact a Chicago personal injury attorney who has years of experience handling car accident claims and who can guide you through the process. If you have been injured in a crash, call the office of Abels & Annes today at (312) 924-7575 for a free consultation.