Common Mistakes After a Car Crash in Chicago

June 20, 2025 | David Abels
Common Mistakes After a Car Crash in Chicago

A car crash can alter your life in the blink of an eye. It disrupts your routine, creates emotional and financial strain, and leaves you grappling with what to do next. Many people don’t realize the immediate steps they take, or fail to take, can impact their recovery and ability to seek compensation.

When you're in pain or overwhelmed, mistakes can happen. These moments are difficult enough without accidentally making decisions that could complicate matters further. Below, is a breakdown on some of the most common mistakes car crash victims make and how avoiding them may help protect your physical, emotional, and financial recovery.

We know this is a challenging time, and the last thing you need is additional roadblocks. By understanding and avoiding these pitfalls, you can better advocate for your future.

1. Delaying Medical Care

One of the most vital mistakes people make after a car crash is putting off medical treatment. It’s common to think, “I’m fine,” or assume sore muscles will heal with rest. However, some injuries don’t show symptoms immediately and can worsen without timely care.

Here’s why seeking medical attention as soon as possible is so important:

Hidden Injuries Can Be Dangerous

Some of the most serious injuries caused by car crashes aren’t immediately obvious. For example:

  • Whiplash: This is one of the most common crash-related injuries and happens when your neck is suddenly jolted. While you might only feel tightness or minor discomfort at first, untreated whiplash can lead to chronic pain, reduced mobility, and even long-term issues with your spine or nerves.
  • Concussions: Head injuries might be dismissed as a mild headache, but even a slight bump can lead to a concussion with serious symptoms later, like memory problems, dizziness, or difficulty concentrating.
  • Internal Bleeding: A blow to your abdomen or ribs might not seem serious initially, but internal bleeding or organ damage can develop without external symptoms like bruises. These injuries can become life-threatening if not diagnosed quickly.

Delayed Treatment Can Weaken Your Case

Waiting too long to see a doctor can have significant legal and financial consequences. Insurers may argue that any injury you claim wasn’t caused by the accident since there’s no immediate medical record to link the two. For example:

  • If you wait several weeks to seek treatment for back pain, the insurance company might claim that the injury could have happened after the crash, such as from lifting something heavy or overexertion.
  • A large gap between the accident and seeing a doctor weakens the timeline of your case. Insurers may use this to cast doubt on your claims, saying you didn’t seem concerned enough to seek care right away.

Follow-Up Is Vital

Seeking care isn’t just about the initial visit; it’s about staying consistent with treatment. Many injury victims visit a doctor or emergency room once but neglect follow-up treatments like physical therapy, specialist visits, or prescribed medications. When you miss follow-up appointments, this can:

  • Signal to the insurance company that your injuries must not be very serious or that they’ve improved significantly. For example, skipping physical therapy appointments after a shoulder injury may lead insurers to argue you’re exaggerating your pain.
  • Delay or prevent recovery. Ongoing care, like rehab or prescribed exercises, plays a major role in improving mobility and reducing long-term symptoms after injuries like fractures or soft tissue damage.

Even if you feel okay, always consider getting checked out by a healthcare professional. A thorough evaluation ensures immediate issues are addressed, and potential long-term complications are identified early.

2. Failing to Gather Evidence at the Scene

The time following a crash is chaotic, and it’s reasonable to want to prioritize your safety above all else. That said, key evidence you should try to secure includes:

  • Photographs and videos:
    • Damage to all vehicles involved
    • Road conditions (e.g., ice, wet pavement, debris)
    • Traffic signs, signals, or skid marks
  • Witness details:
    • Names and contact information of anyone who saw the crash
    • Statements recorded on your phone, if possible

Evidence can disappear quickly, and collecting it early can make a significant difference in your case. However, don’t lose hope if these steps aren't possible. Lawyers have tools and strategies to gather evidence even after the scene is cleared. Here’s how they can help:

  1. Obtaining Police Reports
    Police officers typically document key information about accidents, including fault, witness statements, and skid mark measurements. Attorneys can access these reports, which often serve as a critical starting point for building a claim.
  2. Securing Surveillance Footage
    Many crashes occur near businesses, intersections, or private residences equipped with security cameras or traffic cams. A lawyer may identify relevant cameras, request footage, and use it to show what happened before, during, or after the crash.
  3. Reconstructing the Accident
    Legal teams often partner with accident reconstruction experts who evaluate factors like vehicle damage, road conditions, and crash physics. These professionals can create detailed reports and simulations that demonstrate how the collision unfolded and prove liability.
  4. Interviewing Witnesses
    Even if you didn’t get contact information for witnesses at the scene, a lawyer may track down bystanders by using police reports, canvassing the area, or analyzing businesses’ customer lists. Witness interviews can provide additional facts and offer strong support for your case.
  5. Leveraging Documentation and Expert Testimony
    Attorneys can work with medical experts to link injuries directly to an accident or use auto repair professionals to explain how the damage supports your claims. They have access to resources that can bridge informational gaps left by missing initial evidence.
car insurance

Insurance companies often reach out quickly after a crash. They may ask for your account of the collision or offer a settlement that seems fair on the surface. But keep in mind their goal is to save money, not ensure your recovery.

Avoid these common missteps when dealing with insurance adjusters:

  • Speaking without preparation:
    • Anything you say may be used against you, even polite but vague statements like, “I feel fine.”
  • Accepting the first settlement offered:
    • Early settlements are often low and may not account for future medical bills or lost wages.
  • Signing documents without legal advice:
    • You could unknowingly waive important rights.

Instead of trying to handle these interactions alone, you should talk to an experienced car accident lawyer who can handle these conversations while protecting your rights.

4. Posting on Social Media

Social media is part of daily life for many of us, but posting about your crash or recovery can backfire. Even a seemingly innocent post can be misconstrued and taken out of context by insurance companies or defense attorneys.

For example:

  • A photo of you smiling with friends might be interpreted as evidence you’re uninjured, even if you were in significant pain later that day.
  • A simple caption like, “I didn’t see the other car,” could shift blame your way by suggesting fault.

How to Stay Safe on Social Media

The best way to protect yourself after an accident is to minimize or eliminate your social media presence while your case is ongoing. Follow these steps to help protect your claim:

  • Adjust Privacy Settings: Make your accounts private so only trusted friends and family can view your content.
  • Don’t Accept New Friends or Followers: Be cautious about who you connect with to avoid anyone who might be monitoring you on behalf of the opposing party.
  • Talk to Your Car Accident Lawyer: Share details of your social media activity with your attorney. They can advise on what to avoid and how to handle existing posts.

While it’s tempting to share updates or vent frustrations online, it’s always better to be overly cautious. What you don’t post can’t be used against you, and maintaining a low profile leaves insurance companies and defense attorneys with one less tool to attempt to undermine your claim.

5. Waiting Too Long to Take Action

Time isn’t on your side after a car crash. Many people assume they can tackle things later, but delaying action may hinder your ability to get compensation. Here’s why timing is so critical:

  • Evidence fades quickly:
    • Skid marks on the road, witness memories, and even vehicle damage can degrade or disappear over time.
  • Legal deadlines exist:
    • The statute of limitations creates a strict two-year timeline for filing a claim, but exceptions may apply. Once expired, you can no longer pursue your case, no matter how valid it is. Consult a lawyer as soon as possible to protect your rights.

The sooner you act, the sooner your car crash attorney can begin preserving evidence. In other words, don’t risk running out of time.

6. Rushing Vehicle Repairs Without Documentation

Fixing your car as soon as possible is essential, especially if you rely on it for daily transportation. However, many accident victims make the mistake of repairing their vehicles without properly documenting the damage.

Before sending your car to the shop:

  • Take detailed photos of the damage, inside and out.
  • Request a copy of the repair estimate.

This evidence helps validate claims related to property damage and can contribute to proving the severity of the collision.

7. Trying to "Do-It-Yourself"

Man calling for first aid assistance after a car crash accident

Taking on a car accident claim without professional help might sound like a way to save money, but it’s often a costly mistake. While it may seem straightforward at first, the legal process involved in securing fair compensation is filled with details that are easy to overlook. Many accident victims who choose the "DIY" route end up making critical missteps that weaken their cases and leave them with far less than they deserve.

Common Pitfalls of DIY Claims

  1. Negotiating Directly with Insurers
    Insurance adjusters are trained professionals with one goal in mind: to minimize payouts. Without experience, it’s easy to underestimate the true value of your claim. You might accept an initial settlement offer, unaware it doesn’t account for all the damages you’ve suffered, including long-term medical costs, lost wages, and emotional distress.
    • How a Lawyer Helps: Attorneys understand the tactics insurers use and know how to push back. They calculate the full extent of your losses, ensuring you don’t leave money on the table. A lawyer’s negotiation skills can often result in significantly higher settlements than what you’d secure on your own.
  1. Missing Necessary Paperwork
    Personal injury claims involve a maze of paperwork and tight deadlines. From medical records to accident reports and legal forms, one missed document or filing error can derail your entire case. The stress of managing this alone can quickly become overwhelming.
    • How a Lawyer Helps: Your lawyer takes over all the administrative work. They know exactly which forms are required, when they’re due, and how to prepare them correctly. With their support, you’ll never have to worry about missing a deadline or navigating confusing legal jargon.
  1. Lack of Legal Experience
    Proving negligence is one of the most critical aspects of a car accident claim. Without a solid understanding of personal injury law, it’s challenging to gather the right evidence or make a compelling argument. Insurance companies may use your inexperience to discredit your claim or point the blame back at you.
    • How a Lawyer Helps: A car accident attorney knows how to conduct a thorough investigation, uncover key evidence, and build a strong case on your behalf. Whether it’s securing traffic camera footage, hiring an accident reconstruction expert, or questioning witnesses, they handle the heavy lifting to prove liability and demonstrate the full scope of your damages.

When you hire a car accident lawyer, you’re not just getting legal representation; you’re gaining an advocate who takes over the stressful and time-consuming aspects of your case so you can focus on what matters most—your recovery.

After a car crash, you may feel like life is spinning out of control. But you don’t have to face this alone. At Abels & Annes, P.C., our team understands the challenges you're going through and is here to help you avoid further mistakes and secure the compensation you deserve.

With years of experience winning millions for injured clients, we are prepared to fight for you. We handle every aspect of your case so you can focus on healing. Contact us today for a free consultation. Remember, you won’t pay a legal fee unless we win your case.

David Abels Author Image

David Abels

Partner

David Abels has carved a niche for himself in the personal injury law sector, dedicating a substantial part of his career since 1997 to representing victims of various accidents. With a law practice that spans over two decades, his expertise has been consistently recognized within the legal community.

Author's Bio

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