Handling Complex Accident Cases Involving Multiple Vehicles
There are many benefits to living in the large metropolitan area of Chicago. The access to museums and cultural events, proximity to the lake and various parks, and a variety of excellent restaurants. All of this makes this city an appealing place to spend time. As with any big city, traffic is a major issue for commuters and visitors alike. Further, with our heavy traffic, dangerous weather conditions, and distracted drivers, it should be no surprise that multi-car accidents often occur. And when they do happen, our Chicago pile-up accident lawyers are here to help.
What Should I do if Injured in a Multi-Car Accident?
You’re on the expressway and driving at a reasonable speed, keeping up with traffic. The roads are a bit slick because of rain or snow, so people are going below the speed limit. All of the sudden, traffic slows down and you follow along. Unfortunately, the person behind you was either driving too fast, didn’t see your brake lights, or wasn’t able to react in time. They rear-end your car, resulting in your vehicle crashing into the car in front of you. It’s a scenario that most city drivers have played out in their minds, but when it becomes a reality, understanding how to react correctly can be a challenge.
Important Steps to Take After a Pile-Up Accident
If you find yourself in this situation, there are a few steps you can take to help protect your health and your potential claim.
- Call the police to report the accident—Officers know how to deal with multi-car crashes and will hopefully respond quickly. They will also file an official accident report that can help to support your case.
- Exchange information with all parties involved. If possible, take photos of everyone’s ID and insurance cards.
- Take photos at the scene. With multiple vehicles involved, photograph the crash damages and locations.
- Obtain witness information. If an independent witness is at the accident location, take there information. They might not wait until police arrive.
- Assess your injuries and take proper medical precautions—let someone know immediately if you need to call an ambulance. If your injuries do not seem urgent, it is still essential to seek medical attention as soon as possible. Sometimes symptoms don’t show up for hours or even days after the initial impact. For example, whiplash is a serious injury that might not be apparent directly after the accident but can become incredibly painful and be debilitating shortly after.
- Contact a pile-up accident attorney in Chicago. Do this before speaking with any insurance adjuster. With multiple automobiles, issues can get confusing fast.
Who is Responsible for a Pile-Up Crash?
Liability in Multi-Vehicle Crashes Can be Complicated. To seek payment for your medical bills and other losses, you must determine who was responsible for causing the crash. This can be challenging in a multi-car accident. Often, more than one driver may have acted negligently.
For example, one driver ran a red light. But another driver did not stop to avoid the collision because he was looking down at his phone.
If more than one driver is the cause of a crash, you can file claims against both to hold them liable for your losses. Our pile-up collision attorneys in Chicago know how to identify any drivers, auto manufacturers, or additional parties that may be at fault.
In addition, what if you were partially at fault for a multi-car pile-up? For example, you were the driver looking down at your phone when someone else ran a red light.
Do not assume that you cannot seek financial recovery because you were also negligent. Under Illinois law, injured parties can seek compensation even if they are partially responsible for a crash. For example, if the other driver was 75 percent responsible and you were 25 percent responsible, you can still seek recovery for 75 percent of your losses.
These are only two of many reasons why multi-car accident claims can be complicated. You definitely need a law firm who has experience handling such challenging cases. At Abels & Annes, P.C., we represent clients against multiple parties and can advise you of your rights depending on the circumstances of your crash.
Should I Talk to the Insurance Company?
After an accident, it is very common for both your insurance company and the other side’s carrier to reach out to you and request a statement. The insurance adjusters will typically act concerned about your injuries and seem like they want to help you.
An adjuster might ask you to recall, in your own words, what was the cause of the accident. They might also ask about your medical care.
Iit might be tempting to speak with them and discuss these details. However, it is important to keep communication with the insurance companies to a minimum. Choose an attorney who will then handle all communications for you.
Any statement you provide can be used against you in an effort to reduce the value of your claim. While it might seem like the insurance companies are working to help you, they are in the business of turning a profit.
On the other hand, your claim might be an important source of compensation for you after a serious car accident. Thus, it is essential to protect yourself and maximize the value of your monetary award.
For this reason, it is beneficial to direct all inquiries to your lawyer. An attorney who has experience working with car accident victims is better equipped to handle these conversations.
Contact a Chicago Pile-Up Accident Lawyer at Abels & Annes, P.C.
An accident that involves multiple cars can result in serious injuries to everyone involved. The aftermath of an accident can be a confusing time. You’re managing calls from the insurance company, dealing with doctor appointments, and organizing time off work to recover. If you have been hurt in a car accident, it is advisable to speak with a personal injury lawyer without delay.
At Abels & Annes, P.C., our legal team works with accident victims throughout the Chicago area who have sustained serious injuries in collisions. We are dedicated to advocating for our clients’ rights to just compensation. Call us today at (312) 924-7575 or contact us online for a free consultation.