Are You Suffering From a Work Injury? Lost Wages?
When suffering from a work injury in Chicago, Illinois, regardless of who is at fault, a worker has a right to several benefits:
- Reasonable medical treatment
- Disability pay
- Compensation for his or her injuries
Your employer is required by law to carry workers’ compensation insurance to protect employees in the event of an accident. The Chicago work injury lawyers at Abels & Annes, P.C. routinely handle issues in workers’ compensation claims after an injury on the job. We can help clients who have recent injuries, as well as those who have already been denied workers’ compensation benefits.
These benefits are supposed to be automatic for anyone injured on the job. But, unfortunately employers and work comp insurance carriers do not always take that approach. All too often, adjusters deny valid work injury claims. When that happens, employees can be left with untreated injuries or accumulating medical bills, as well as lost wages. This is a good reason to contact a workers’ compensation lawyer to help you with your claim.
What Are Potential Third Party Claims?
When another employee or company is at-fault for a work-related injury, there may be a third party claim. This would be in addition to the workers’ compensation claim, so you could have two cases.
For example, a delivery driver injured in an auto accident would have a workers’ compensation case. In addition, they may also have a separate case against a driver that was the cause of the crash. This type of situation can become difficult with numerous legal intricacies in each claim, sometimes making it more difficult than a standard work injury case.
What are Your Rights to Medical Treatment, Disability Pay and a Work Injury Settlement?
An injury on the job entitles an employee to paid medical treatment, as well as payment for the time they miss from work. In addition, a worker may be able to receive a lump sum payment at the conclusion of a case. Medical bills are often sent directly to workers’ compensation insurance for payment, but they are sometimes not paid. This might mean that an employee or the employee’s lawyer will have to fight the insurance company to protect the employee’s rights.
Additionally, payment for time off work can take one of several forms, depending on the nature and degree of the injury. Temporary total disability (TTD) benefits are payments made while an employee is recovering from an on-the-job accident and unable to work.
Alternatively, permanent partial disability (PPD) benefits are payments made when the employee is able to work again but when the employee suffers permanent damages, limiting his or her ability to perform a job. Finally, permanent total disability (PTD) benefits provide payment to an employee who can no longer work due to injuries at work. These payments are to take the place of a weekly paycheck. Without contacting an attorney, it is unlikely that an employee will receive all the benefits and compensation that the law provides for them.
Remember, even if you were at fault in a work accident, you can still recover for your injuries. The Illinois Workers Compensation Act allows workers to recover for their injuries regardless of fault. Therefore, do not hesitate to call us just because you believe you were at fault or partially to blame.
What are Obstacles You May Face When Dealing with a Work Injury Case in Chicago?
While a work injury case may sound easy, there are many obstacles and pitfalls to a claim. Some common issues that may come up can be:
- The insurance carrier denies or blocks some or all of your medical treatment
- You have not received temporary total disability pay while off work
- The insurance carrier or employer claims your injury was not work related
Another difficult issue is determining what your injury is worth and what amount to settle for. An insurance carrier could offer you money, and you would have no idea if the amount is a fair settlement. Further, the settlement could consist of permanent partial disability, permanent total disability, a wage loss differential, and/or vocational training.
Often workers that fail to contact a personal injury lawyer never learn that they have a right to a settlement. They never receive any benefits beyond having their medical bills and temporary lost wages paid because they didn’t know their rights. Workers’ compensation insurance carriers routinely fail to advise work comp claimants of their settlement rights. They do this hoping that the worker will not contact a work injury attorney in Chicago and that the three year statute of limitations will lapse.
What are Work Injury Case Settlements in Chicago?
$330,000 – Work Injury Settlement. Petitioner required surgeries for both of his knees. Before settlement, attorneys secured payment of his medical bills and 33 months of disability pay for his time off work.
$195,000 – Chicago Workers Compensation Claim. A semi-truck driver with a disc herniation in his lumbar spine. Beyond the final settlement, his medical bills were paid, and over $28,000 in disability pay for time off work.
$45,000 – Workers’ Compensation. Plaintiff lost his balance and fell off the back of a truck, injuring his back and left arm.
Click here for more settlements and verdicts.
Contact a Chicago Work Injury Lawyer
If you have suffered a work injury in Chicago, Illinois, request a Free Work Injury Case Consultation or call (312) 924-7575 to speak with a work injury attorney now.
“This firm was great to work with. Very fast and understanding. Every time I called I was able to receive an update about my case and always had a polite conversation. I was able to get through my case with less stress then I anticipated. I will be sure to come back if I am ever in need of their services again.”
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