Filing an insurance claim shouldn't be a complicated process. You've sustained injuries after an accident. Filing with your insurance company or the insurance company who provides coverage for the individual who caused an accident should result in you obtaining the funds you need to repair damages, cover medical bills, and take care of lost wages incurred as a result of the accident. Unfortunately, dealing with insurance companies isn’t always that simple. If you're struggling with a claim against Farmers Insurance, make sure you have the legal representation to help you navigate your claim. Contact the Chicago insurance dispute lawyers at Abels & Annes today at (312) 924-7575 to schedule your free consultation and learn more about how we may be able to help.
At Abels and Annes, P.C., we have extensive experience working with a range of insurance companies, including Farmers. We offer dedicated service to all of our clients to get their claims paid promptly. In many cases, we have been able to obtain claims in the full amounts of the insurance policies for our clients. This allows them to replace or repair damaged items, take care of medical bills, and move on with their lives.
What Are Typical Farmers Insurance Claims?
Farmers Insurance deals primarily with homeowner’s insurance and auto insurance. This includes a range of claims, such as:
- Personal injury cases related to a home with Farmers Insurance
- Personal injury claims following an auto accident
If you've been dealing with Farmers Insurance and you're struggling to get the compensation you need for your accident and injuries, it's important to work with a car accident attorney in Chicago.
What Damages Can Be Recovered from Farmers Insurance?
The settlement you can recover from Farmers Insurance will depend on the details of your claim and the policy or policies involved. Working with your lawyer can be the most effective way to discover what to expect from your case.
Personal injury damages may include:
- The cost of immediate medical care
- Ongoing medical expenses, including future anticipated expenses
- Long-term care as a result of your injuries
- Lost wages at work
- Pain and suffering
- Lost earning potential if you were permanently or significantly injured
- Funeral and burial expenses
Were you in an auto accident where the other party was at fault? Did your injury occur at the home of someone who has Farmers Insurance? In these cases, their insurance policy may be responsible for paying for your injuries.
Common Issues with Farmers Insurance Claims
Farmers Insurance, like most insurance companies, isn’t a charity. Claimants may need to present their case aggressively to fully collect on an insurance claim. To avoid paying out unnecessarily, insurance companies may use several tactics to help reduce their liability.
Farmers Insurance may argue that someone else is at fault for the accident. If Farmers Insurance can prove that someone not covered by their company bears at least partial liability for the damages, it may try to reduce the amount of the claim they may be liable for. Proving a lack of responsibility on their part includes attempting to prove that you were responsible for causing damages in an accident with a Farmers client. Farmers Insurance may also attempt to prove that you failed to take reasonable precautions on someone else's property, which in turn led to your injuries.
A lowball settlement offer. The initial settlement may not include the full extent of damages incurred or may exclude certain kinds of damages. Once you've accepted a settlement, however, you may not be eligible for future damages. Therefore, it’s important to seek counsel before accepting a settlement offer.
A lawyer can be your most effective tool in getting the maximum settlement in your hands. From negotiating with the insurance company to providing advice about settlements, your lawyer can help you move through the claims process quickly and effectively.
What Will an Accident Lawyer Cost Me?
When you're dealing with Farmers Insurance or another insurance company after an accident, you usually need funds in your hands sooner rather than later—and you may not have the means to hire an expensive lawyer. At Abels & Annes, PC, we'll set up a free consultation to learn more about the circumstances around your claim. We work on cases on a contingent fee basis. Our fees will come out of the amount of your settlement instead of needing to be paid up front. This frees up your time to focus on more important things like recovering from your accident.
Get the Legal Support You Need in Farmers Insurance Claims
Are you dealing with Farmers Insurance and struggling to get the funds you need as a result of an accident? If so, contact Abels & Annes online today or call our office at (312) 924-7575 for a free consultation and learn more about how we can help expedite your Farmers Insurance claim.